{
  "version": "https://jsonfeed.org/version/1.1",
  "title": "Compound — money notes for India",
  "home_page_url": "https://finance-blog.oriz.in/",
  "feed_url": "https://finance-blog.oriz.in/feed.json",
  "description": "Plain, practical money notes for Indian investors and savers. Index funds, credit, tax, and building an emergency fund, explained without the sales pitch.",
  "authors": [
    {
      "name": "Chirag Singhal",
      "url": "https://oriz.in/about/"
    }
  ],
  "language": "en",
  "items": [
    {
      "id": "https://finance-blog.oriz.in/blog/index-funds-vs-active-funds-india/",
      "url": "https://finance-blog.oriz.in/blog/index-funds-vs-active-funds-india/",
      "title": "Index funds vs active funds in India: which actually wins",
      "content_text": "Most active funds in India fail to beat their benchmark once fees are counted. Here is what the SPIVA data shows, when active still makes sense, and how to build a simple index core.",
      "summary": "Most active funds in India fail to beat their benchmark once fees are counted. Here is what the SPIVA data shows, when active still makes sense, and how to build a simple index core.",
      "date_published": "2026-08-10T00:00:00.000Z",
      "date_modified": "2026-08-10T00:00:00.000Z",
      "authors": [
        {
          "name": "Chirag Singhal",
          "url": "https://oriz.in/about/"
        }
      ],
      "tags": [
        "index-funds",
        "mutual-funds",
        "india",
        "investing",
        "beginners"
      ]
    },
    {
      "id": "https://finance-blog.oriz.in/blog/how-to-read-your-credit-report-india/",
      "url": "https://finance-blog.oriz.in/blog/how-to-read-your-credit-report-india/",
      "title": "How to read your credit report before it costs you a loan",
      "content_text": "Your CIBIL report decides your loan rate long before a bank meets you. Here is how to pull it free, read every section, and fix the errors that quietly drag your score down.",
      "summary": "Your CIBIL report decides your loan rate long before a bank meets you. Here is how to pull it free, read every section, and fix the errors that quietly drag your score down.",
      "date_published": "2026-08-08T00:00:00.000Z",
      "date_modified": "2026-08-08T00:00:00.000Z",
      "authors": [
        {
          "name": "Chirag Singhal",
          "url": "https://oriz.in/about/"
        }
      ],
      "tags": [
        "credit-score",
        "cibil",
        "credit-report",
        "india",
        "loans"
      ]
    },
    {
      "id": "https://finance-blog.oriz.in/blog/emergency-fund-how-much-and-where-india/",
      "url": "https://finance-blog.oriz.in/blog/emergency-fund-how-much-and-where-india/",
      "title": "Emergency fund: how much you need and where to keep it",
      "content_text": "Before you invest a rupee, build the fund that keeps one bad month from becoming a debt spiral. How to size it for Indian life, and exactly where to park it so it stays safe and reachable.",
      "summary": "Before you invest a rupee, build the fund that keeps one bad month from becoming a debt spiral. How to size it for Indian life, and exactly where to park it so it stays safe and reachable.",
      "date_published": "2026-08-06T00:00:00.000Z",
      "date_modified": "2026-08-06T00:00:00.000Z",
      "authors": [
        {
          "name": "Chirag Singhal",
          "url": "https://oriz.in/about/"
        }
      ],
      "tags": [
        "emergency-fund",
        "savings",
        "india",
        "personal-finance",
        "beginners"
      ]
    }
  ]
}